Archive for July, 2018

When does the five-year clock start for Roth withdrawls?

Q & A from a former practicing ERISA attorney   Welcome to our new question and answer feature. Periodically we will be posting a Q&A segment that will feature plan sponsor questions by former practicing ERISA attorney Joel Shapiro.   Q:  When does the five-year clock start for Roth withdrawls?   A: For most investors, it’s important to know that…read more →

Tips for Preventing Uncashed Retirement Checks

Tips for Preventing Uncashed Retirement Checks Managing uncashed retirement checks may be considered a nuisance by plan administrators. Nevertheless, the employer still has fiduciary responsibility when a former employee fails to cash their distribution. Search efforts to locate a missing plan participant consume time and money and may fail to locate the participant. Likewise, going through the process of turning…read more →