Archive for April, 2018

Have You Conducted a Fee Equalization/Levelization?

Have You Conducted a Fee Equalization/Levelization? By Marcie Carroll Fees in defined contribution (DC) plans can be complicated. Historically, fees have not been fully and simply disclosed, but the industry is changing towards greater and more understandable disclosure. Simply put, there are two basic types of fees: administrative and investment-related. The investment-related fees are deducted from earnings on participant accounts…read more →

Q1 2018 Market Update

S&P 500 -0.76% Dow Jones 30 -1.96 % NASDAQ 2.59% MSCI EAFE -1.41% Unlike much of 2017, the first quarter of 2018 saw the reintroduction of volatility into the equity markets. While periodic bouts of volatility are not uncommon in financial markets, after having enjoyed many months positive, low volatility returns, the sudden and abrupt moves that we saw in…read more →

Is it Time for a Plan Refresh?

The duty to provide participants with sufficient information to make consistently informed retirement investment decisions is a basic fiduciary responsibility under ERISA Section 404(a). However, there could be some plan committees who feel their participants are not consistently making prudent decisions. According to a recent JP Morgan survey¹ nearly 75 percent of participants say they are not confident with selecting…read more →

Financial Wellness Weekly

Financial Wellness Weekly Financial Wellness Weekly by Marcie Carroll – Carroll Consultants, Ltd. By Marcie Carroll Read paper Monday, Apr. 2, 2018 Four Best Practices to Improve Employee Financial Wellness www­.uschamberfoundation­.org – Shared by Matt Bahl Financial wellness is one of the leading causes of stress in the United States, and not just for the unemployed. PwC has found that…read more →